Rates
Checking Accounts
Please click on an account type to view details
- Checking Rates
- Savings Rates
- Certificates of Deposit or Individual Retirement Account
- Mortgage Rates
- Fee Schedule
| NOW Account | **APY(s) | Min. Opening Deposit |
|---|---|---|
| 0.10% | $95.00 |
**APY = Annual Percentage Yield Rate Current as of 12/1/16 This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. You must maintain a minimum average daily balance of $95.00 to obtain the disclosed annual percentage yield. Any fees assessed may also reduce the APY.
| Venture Club Account | **APY(s) | Min. Opening Deposit |
|---|---|---|
| 0.10% | $95.00 |
**APY = Annual Percentage Yield
Rate Current as of 12/1/16 This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Any fees assessed may also reduce the APY.
| Personal & Business Money Market Deposit Account |
**APY(s) | Min. Opening Deposit |
|---|---|---|
| $0.00-$49,999.99 | 0.30% | $500.00 Personal $1000.00 Business |
| $50,000.00-$99,999.99 | 0.40% | |
| $100,000-$249,999.99 | 0.50% | |
| $250,000-$499,999.99 | 0.60% | |
| $500,000 and above | 0.70% |
**APY = Annual Percentage Yield Rate Current as of 12/1/16 This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.
| Product Name/Information | *Rate(s) | **APY(s) | Min. Opening Deposit |
|---|---|---|---|
| 91 Day Certificate of Deposit | 0.30% | 0.30% | $500.00 |
| 182 Day Certificate of Deposit | 0.50% | 0.50% | $500.00 |
| 12 Month Certificate of Deposit | 0.70% | 0.70% | $500.00 |
| 18 Month Certificate of Deposit | 0.80% | 0.80% | $500.00 |
| 24 Month Certificate of Deposit | 1.00% | 1.00% | $500.00 |
| 36 Month Certificate of Deposit | 1.30% | 1.30% | $500.00 |
| 48 Month Certificate of Deposit | 1.45% | 1.45% | $500.00 |
| 60 Month Certificate of Deposit | 1.70% | 1.70% | $500.00 |
You must maintain a minimum average daily balance of $500.00 to obtain the disclosed annual percentage yield (APY). A penalty may be imposed for early withdrawal. Rates current as of 12/1/16
| *Rate | **APR | |
|---|---|---|
| 30 Year Fixed | 4.125% | 4.209% |
| 20 Year Fixed | 3.875% | 3.991% |
| 15 Year Fixed | 3.375% | 3.450% |
*Rate=Interest Rate **APR = Annual Percentage Rate Current Rates posted on 1/19/17 Rates are effective at the time posted and may change without notice. Please call 715-684-3366 for further information. Mortgage Rate Assumptions: These APR (Annual Percentage Rate) calculations are based on the following: $100,000 loan amount with required monthly payments for the term of amortization selected at the corresponding interest rate with $1,015.00 ($515.00 for 15-year term) other charges that qualify as “finance charges”. Example: A $100,000.00 loan amount with a 20% down payment: 360 months at a rate of interest of 6.000% and APR of 6.044%, the monthly payment would be $599.55*. 240 months at a rate of interest of 6.000% and APR of 6.059%, monthly payments would be $716.43*. 180 months at a rate of interest of 6.000% and APR of 6.074%, monthly payments would be $843.86*. *Does not include an escrow payment for taxes and insurance, actual payment obligation may be higher if an escrow account is established or required. Important Notices:
- The interest rates and annual percentage rates(APRs) shown are subject to change without notice.
- our actual experience may be different. Your APR will vary based on the loan amount, finance charges, credit history, loan product, occupancy, property type, loan to value ratio, the use of subordinate financing, escrows, PMI, credit life/disability insurance, and overall credit profile.
- Equity and down payments of less than 20% require the purchase of private mortgage insurance, which will increase the APR.
PREMIUM
World Visa Classic and MasterCard Standard Cards
Account currency: USD, EUR Discounts and privileges from Visa and MasterCard payment systems Issue of additional bank cards. Card issue within a payroll card programme
